Football clubs in the English Premier League are not the only ones with money worries. It's all a question of scale.

Cross the border, move down a league or two, and you'll find a different type of scramble for money. Even those in relatively good health are looking for a new business model.

Scotland's well-known banking problems don't help with the overdraft funding, as Rangers' manager Walter Smith has said candidly.

Its Glasgow rival, Celtic, is the only major Scottish club to have spent any money on new players recently.

CASH-STRAPPED Plymouth Argyle Football Club has been accused of being more concerned with property development than football after it unveiled plans to "sell" Home Park stadium for £7.5 million.

Shareholders will this month be asked to consider whether they want to offload their home ground to a newly created property company wholly owned by the club.